Tag Archives: rant

I’m going to start writing again.

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I’m going to start writing again to help me mentally and to be able to have a safe place to rant about everything in my brain. I will also try to start writing short stories again as well. These can be from innocent ones to eco tic ones. Depending on the mood I’m in.

But mainly this is going to be a daily brain dump. This could mean anything from one post every couple days or several posts a day based on my mood and thoughts for the day is. I will talk about any topic that i need to dump from my brain.

So this could be something you enjoy and agree on or it could be something that makes you mad and you totally disagree with. I always like to hear from you all. If you start or going to start attacking me in my comments based on what I write then maybe this isn’t the blog for you. There is a big difference between disagreeing and trolling / being hateful towards a person.

I will not stand for any threats or personal attacks towards myself. So if you are planning on this then just move along to another blog. Other than that I hope you enjoy the reads and we can chat in the comments like normal adults that we are.

Rant #1- Banks and Credit Unions SUCK!!!

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First of all, I’m sorry for not finishing the A to Z Challenge.  Life took over blogging for a while, but I’m back now and the first post back is a rant from hell.

My rant is on how the banks and credit unions suck and are just worried about shades 2their damn selves.  Especially when dealing with mortgages and loans.  If it is a risk then they tell you no or make up some reason to not give out the loan.

I went it for a mortgage refinance due to try to get rid of credit cards as well as getting additional money to get a new roof on my house since it was getting bad.  I never made a late payment to this credit union since I joined it almost 17 years ago.  I did made a late payment on my mortgage in the past 6 months due to juggling bills around to pay them.

I have done everything possible but filing bankruptcy to pay my bills.  I’m not someone that spend to much money then what I bring in either.  Most of the credit card debt is from the time I was in college.  My debt had been going down very slowly over the years unless something comes up like a new roof is needed.

So I got a call after submitting an application and they denied it.  Their reason is because I missed paying a payment on time and it takes 6 months without missing one for them to do the loan.

REALLY!

It was just one payment and I can’t get a loan.  Bullshit answer!!!  They didn’t want to give me the loan because it was a lot of money for them to cover.  So now I have to figure out how to pay for a new roof without braking the bank or making me got insane.

So have anyone else had this type of response before from a bank?  This one pissed me off royally.